afford

• Have enough money to buy something.

Example:

I can afford to buy a new house if I keep saving money.

...can't afford to do something

• It means that you shouldn't do it because it will cause problems for you if you do.

Example:

I can't afford to refuse him.

ill afford

• "They could ill afford to lose any more staff."

It means that they must prevent it from happening because it would be harmful or embarassing to them.

Guts

Courage

Example:

“To live alone in a foreign country will take a lot of guts.”

Gutsy

• Showing courage and determination

Example:

“That was a gutsy decision.”

Business Expression

Presentation (excerpt from Oxford Business English-English for Presentatation)

Presentation, Socializing, Telephoning(excerpt from Oxford Business English-English for Presentation, English for Socializing, English for Telephoning)